Du måste aktivera javascript för att sverigesradio.se ska fungera korrekt och för att kunna lyssna på ljud. Har du problem med vår sajt så finns hjälp på http://kundo.se/org/sverigesradio/
All-time high margins

Banks making "all-time high" margins on mortgages: watchdog

Published tisdag 9 maj kl 16.55
"Margins at the moment are at an an all-time high."
(0:04 min)
Apartments in Stockholm. Photo: Hasse Holmberg / TT.
Building for a hard landing? Photo: Hasse Holmberg / TT.

Swedish banks are currently enjoying "all-time high" profit margins on mortgage lending, the Swedish financial regulatory authority said today.

"Margins at the moment are [...] at an all-time high. Today we presented [figures] for the first three months of 2017, and compared to the previous quarter, the average margin was higher and we saw the all-time high margin of 1.74 per cent during January," Finansinspektionen (FI) analyst Henrik Larsson tells Radio Sweden.

"This tells us that banks are making good profits on mortgages, and one risk associated with this could be that the growth of household debt will continue to increase," Larsson explains.

"Growth of household debt is already very high in Sweden, and has been so for a very long time. Households are using their loans to buy housing, so increased debt will probably increase house prices as well," he said.

The quarterly FI survey calculates gross profit margins on mortgages: the difference between lending rates paid by households, and what the banks pay to finance mortgage lending.

Our journalism is based on credibility and impartiality. Swedish Radio is independent and not affiliated to any political, religious, financial, public or private interests.
Har du frågor eller förslag gällande våra webbtjänster?

Kontakta gärna Sveriges Radios supportforum där vi besvarar dina frågor vardagar kl. 9-17.

Du hittar dina sparade avsnitt i menyn under "Min Lista".