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More Swedes seek debt restructuring

The number of Swedish people forced to turn to the National Debt Default Agency (Kronofogden) in order to turn around their failed private economy has increased by 50 percent during the past five years, rising from 6,000 to 9,000 people, according to a report by Swedish Radio News.

"It is not just the fact that one is in debt. It is a big ball that just keeps growing and growing. It is hard to sleep when you just lay there and worry about what I can do this month to make ends meet," Britt Kjellman, who suffered many sleepless nights before her debts were restructured, tells Swedish Radio News.

If you are unable to pay your debts, the Debt Default Agency may seize your salary, and use part of that income to pay off your debts . The Enforcement Authority seizes assets which result in the least inconvenience and the lowest cost. In principle, attachment of salary cannot go on forever if there are other assets which can be seized. Depending on the size of the debt, it is sometimes necessary to seize both salary and other property.

Some people who have their debts restructured by the Default Agency have previously been forced to pay dozens of different bills every month. It can simplify matters if one is responsible for paying only one bill every month, after debts are restructured.

Our journalism is based on credibility and impartiality. Swedish Radio is independent and not affiliated to any political, religious, financial, public or private interests.
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